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I Don't Envy The Filling of Oreos - Sam's Journal

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February 7th, 2004

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05:17 pm - I Don't Envy The Filling of Oreos
So I was up with Adam & Kim at their friends' for a Poker Night filled with alcohol, cigars, and other smoked goods. I had a great time, and probably would have even without playing poker for money. Actually I probably would have had more fun if I didn't actually have to play poker while thinking about money, but anyway...

This morning I headed out from Adam & Kim's around noonish. Traffic was pretty bad. I took the 5 down to the 55 to get home. And just about the time the the 55 got to the 405, the guy in front of me stopped quick. And I stopped quick, I was a bit worried but I didn't hit him. The guy behind me didn't have quite the same luck.

So guy behind me hits me, causing me to go forward into the car ahead of me. My rear bumper's pretty messed up (that guy's front was even worse), and I lost my front plate and got some scratches on the front (the car ahead only had scratches). Off to the side of the 55, and exchange information.

Guy ahead of me finished up faster and got going. As I was finishing with guy from behind, here comes the Highway Patrol. Yadda yadda, just finishing up exchange, got in our cars and left. No police report, no citations issued.

Dee had wanted to go to Mimi's Cafe when I got home, it put about a half hour kink into my arrival but we still went and got lunch. Got home, called the insurance company to report. They said a local claims adjuster would give me a call within two hours, and that was about 30 minutes ago. So we'll see how this goes.

I'm pretty sure I have rental coverage in my insurance. I've got collision & comprehensive coverage, but my deductible is around a grand. I'm not sure if it'll all be covered by the insurance of the guy who hit me, or if it'll be a split between his & my own.

A little while later, I continue writing after said call from the insurance company. Amazing how timing works like that sometimes. Anyway, they had me give a tape-recorded statement, and I stuck to what I did know and didn't say anything that I'm not sure of. Mainly, how fast traffic was flowing before the sudden slow-down. I'm thinking it was around 50, but I'm not sure so I just said I was going with traffic.

The agent has set up an appointment with an auto body shop that they deal with regularly. I'm gonna check them out, and probably use them unless I find anything negative about them. Also have a rental car set up (that little premium kicker finally pays off).

The local person said that, from my statement, it sounds like the driver who hit me will be the only at-fault driver, and this may mean that I won't have to pay anything (not even a deductible). So I hope that continues & holds out. Fortunately we do have the savings put together that I could cover my deductible, but it would be nicer if that doesn't have to happen.

Anyway, I'm OK and no one reported any injuries to me at the accident scene. I'm just a little shaken up.
Current Mood: shaken

(6 comments | Touch Me)


[User Picture]
Date:February 7th, 2004 05:21 pm (UTC)
Glad to hear that you're safe :P
[User Picture]
Date:February 7th, 2004 05:34 pm (UTC)
Thanks ^_^ I feel very lucky that no one was hurt.
[User Picture]
Date:February 7th, 2004 05:57 pm (UTC)
sorry about the accident. i'm just getting over mine.

i'm glad no one was hurt, and hopefully you won't have to pick up any deductibles.

[User Picture]
Date:February 7th, 2004 05:59 pm (UTC)
It's looking like I won't have to worry about any deductibles. But that's why we have some money put to the side. Lots more details about who's blaming whom in the later entry, so I won't repeat it here. ^_^ Thanks for the hugs!
[User Picture]
Date:February 7th, 2004 06:33 pm (UTC)
Scary stuff! Sorry to hear about it, especially after the good times all had on Friday.
[User Picture]
Date:February 7th, 2004 06:41 pm (UTC)
oh no!
i am glad that you're ok!!!

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