I'm moving from Virginia to California. So my current job is ending, and I had to go get my Direct Debt changed to a monthly billing plan. So I go in, do paperwork, all smiles & happy. That was a week ago. Today I have an "urgent" message on my phone mail from the same agent, how my account has a significant balance due, and that they have to get the entire amount by the end of the month... an entire amount that's almost 1/2 of my annual premium. Insert dribble about how payroll deduction lags behind and how they "allow" you to stay behind in this manner with payroll deduction, but if you change to a different mechanism then everything is due.
I hate surprises like this!